All award and bonus programs are subject to participation eligibility requirements, the full conditions of which are available upon request. This is not a contract or offer of contract and contains a general description of various programs which may be offered through American National. Each program is subject to the terms and conditions of that respective program. American National reserves the right to discontinue, replace or modify these programs at any time. Agency Interns receive paid training through Kelly OCG, a third-party company, unaffiliated with American National. Completion of the Agency Internship does not guarantee an offer to become a contracted agent. American National is a group of companies comprised of American National Insurance Company, Galveston, Texas and its subsidiaries, including American National Property And Casualty Company with its subsidiaries and affiliates, Springfield, Missouri, Farm Family Casualty Insurance Company, United Farm Family Insurance Company, Farm Family Life Insurance Company, and American National Life Insurance Company of New York, Glenmont, New York. Each company has financial responsibility only for its own products and services, and is not responsible for the products and services provided by the other companies. Not all products and services are available in all states.